Caldwell Law, L.L.C.
5000 Central Park Drive, Suite 204
Lincoln, Nebraska 68504
T: (402) 957-2750
F: (402) 466-5933
Representing Clients from Omaha, Lincoln and Southeastern Nebraska in bankruptcy, appeals, family and domestic law, business formation, estate planning and probate.
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Disclaimers
1. We are a federal Debt Relief Agency. We proudly help people file for Bankruptcy under the U.S. Bankruptcy Code.
2. Nothing on this website can be construed as legal advice. The contents are nothing more than information. Each situation is unique and requires a competent attorney to review.
3. No attorney-client relationship exists until we both sign a document saying so.
Caldwell Law represents clients from the following counties and cities in Nebraska:
Adams (Hastings), Buffalo (Kearney), Butler (David City), Cass (Plattsmouth), Clay (Clay Center), Dodge (Fremont), Douglas (Elkhorn, Omaha, Ralston, Valley), Fillmore (Geneva), Franklin, Gage (Beatrice), Hall (Grand Island), Hamilton (Aurora), Jefferon (Fairbury), Johnson (Tecumseh), Kearney (Minden), Lancaster (Lincoln, Waverly), Merrick, Nemaha (Auburn), Nuckolls, Otoe (Nebraska City), Pawnee, Polk (Osceola, Stromsburg), Richardson (Falls City), Saline (Crete, Wilbur), Sarpy (Bellevue, Gretna, Papillion, Offutt Air Force Base), Saunders (Ashland, Wahoo), Seward, Thayer (Hebron), Washington (Blair, Fort Calhoun), Webster and York.
Chapter 13 Bankruptcy Reorganization
A Chapter 13 Bankruptcy provides debt relief through a monthly repayment plan spanning a period of 36 to 60 months. This is how it got its nickname as the 
"wage earner's bankruptcy". This type of bankruptcy is especially beneficial for those individuals who are slightly behind on their mortgage payment, car payment, owe back taxes or back child support. The repayment plan allows repayment on these arrears, sometimes at little or no interest. Depending on the value of your home, our Nebraska Bankruptcy Attorney may be able to strip or cancel a second or third mortgage on your home. If you have owned your vehicle for more than 910 days, our Nebraska Bankruptcy Lawyer may be able to have you pay the value of the vehicle rather than the full loan amount. General unsecured debts, such as credit card and medical bills, usually are paid a small percentage of what they are owed. A successful completion of your bankruptcy repayment plan will discharge debts similar to a Chapter 7 Bankruptcy.
"wage earner's bankruptcy". This type of bankruptcy is especially beneficial for those individuals who are slightly behind on their mortgage payment, car payment, owe back taxes or back child support. The repayment plan allows repayment on these arrears, sometimes at little or no interest. Depending on the value of your home, our Nebraska Bankruptcy Attorney may be able to strip or cancel a second or third mortgage on your home. If you have owned your vehicle for more than 910 days, our Nebraska Bankruptcy Lawyer may be able to have you pay the value of the vehicle rather than the full loan amount. General unsecured debts, such as credit card and medical bills, usually are paid a small percentage of what they are owed. A successful completion of your bankruptcy repayment plan will discharge debts similar to a Chapter 7 Bankruptcy.
A Chapter 13 Bankruptcy is available to all individual or married debtors. If you do not qualify for Chapter 7 Bankruptcy because of the "means test", you have assets that you do not want liquidated under a Chapter 7 Bankruptcy, or you are behind on a secured debt, then Chapter 13 Bankruptcy will provide you with the appropriate debt relief.